- Cover A - Lump Sum benefit: Payment of Lump Sum amount in case of Death
- Cover B - Spouse Income Benefit: Annual payment of an annuity for a fixed period in case of Death
- Cover C - Schooling benefit(s): Annual payment of schooling annuities in case of Death up to a selected child age
- Cover D - University annuities for your children starting at a specified child age and for a fixed period.
- TPD Rider - In case of Total and Permanent Disablement, covers A, B, C and D are payable
- Passive War Rider - In case of Death or Total and Permanent Disablement due to passive war, the selected covers A, B, C and D are payable
- Accident Rider - Additional amount payable in case of accidental Death and/or Disablement